Double Your Commissions. Not Your Workload.
In 2022, the FHA changed the game. They amended Conflict of Interest rules, opening the door for real estate agents to also become licensed mortgage loan officers in most transactions.
Today, 44 states allow agents to act as both the real estate agent and the loan officer on the same deal. Powered by DirectRate, the LEVEL Platform helps you leverage this dual capability unlocking new income potential and delivering a smoother, more transparent homebuying experience your clients will love.
For top agents who thrive on growth, leadership, and service excellence, this is your edge. The opportunity to stand out and rise above your competition in today’s shifting market is nothing short of amazing.
The Benefits of Becoming Dual Licensed
Deliver a Complete, Client-Centered Home Buying Experience
Imagine being your client’s trusted guide from start to finish - from finding their dream home to securing the financing that makes it possible. When you hold both licenses, you become the one-stop solution. Your clients enjoy a faster, more transparent process with fewer middlemen and greater trust - all while you stay in full control of the entire transaction.
Earn More From Every Deal
This isn’t just about service — it’s about maximizing your value. As a dual-licensed professional, you earn commission on both the real estate and the mortgage sides of each transaction. That’s an additional 50–75% increase in your per-deal income — without doubling your workload.
Leverage the Power of Partnership
You don’t have to build it all from scratch. Through LEVEL, powered by DirectRate, you gain access to established lender relationships, advanced tech, and a world-class operations team. That means you can offer seamless mortgage solutions without sacrificing focus on what you do best — building relationships and closing deals.
Why It Matters Now
The market is changing fast. Margins are tighter, competition is fierce, and clients are demanding more personalized, tech-driven experiences. Becoming dual licensed positions you as the trusted homeownership advisor — not just an agent. You own the relationship, you control the process, and you multiply your income while doing it.
The Process
Getting licensed as a mortgage loan officer is straightforward and manageable for most realtors. While each state has its own requirements, the overall process is simple - especially with our guidance every step of the way.
The Bottom Line
Dual licensing isn’t just a smart move - it’s the future of real estate. You’ll deliver a better client experience, increase your earnings, and elevate your professional brand to a level most agents never reach.
If you’re ready to take control of your business, serve your clients more completely, and create multiple income streams — now is the time.